As you begin your path toward a debt-free life, take inspiration from those who have succeeded in making debt-free living a reality. By adopting the habits and characteristics of debt-free people, you can start to live within your means and work towards financial stability. Adapting your lifestyle to incorporate better financial behaviours can help you… more
Should Friendship Come Before Paying The Bills?
I’m between a rock and a hard place and I just don’t know what to do? A close friend of mine is in trouble financially and like we were a couple of years ago, he is close to losing everything. I have known my friend for a number of years (probably since my early twenties)… more
I’ve Had a Spending Relapse and I Feel Awful!
For the last few years we’ve managed to get a real grip on both our finances and debt. That was until this weekend where I had a total relapse. On Friday my eldest daughter offered to babysit so that Skint Mum and I could enjoy some alone time without the kids. I booked a table… more
How To Deal With Debt
Back in August 2013 we were in a right pickle financially. Not only were we spending more than we had coming in but we had also accrued over £40,000 worth of debt! At our wits end we had one window of opportunity to turn things around and we took it. Over the next couple of… more
The Knock-On Effect of Being in Debt
Being in debt effects more than just being able to get credit. Managing your money badly can negatively impact on loads of things in your everyday life too. Being in debt effects more than just being able to get a credit card or apply for a mortgage. Debt also makes you have a lack of… more
Behind The Scenes of a Foodbank
The following is a guest post from Sara Williams, a CAB volunteer who blogs about debt and the possible solutions over at Debt Camel. ‘Tis the season to be giving… and eating too much… so many of us will be putting a donation into a foodbank trolley in the supermarket as we do our Xmas shopping…. more