Whether you need to cut back to clear debt, or you need to save money, not parting with your cash can be hard to do, but it is possible to stop overspending! Whether it’s down to bad luck or being a bit too extravagant, spending beyond your means is how debt starts. Once you’re on… more

Lost track of where your money has gone? Wish you had more cash left at the end of the month? Keep a spending diary to make sure you spend less and save more. Plus, grab your free printable spending diary template. Pay day can be very bittersweet. On one hand, you’re excited to finally have… more

If you need extra money, you don’t always need to turn to high street loans which may not be practical in the long term. As a homeowner, you may want to consider equality release as a way to free up cash from the value of your home. It’s a big decision and one that shouldn’t… more

Just because one generation did it, it doesn’t mean we can do the same thing all over again. Times have changed – massively – and we need to do things differently. Maybe I’m having one of those really grumpy moments? Perhaps I’ve had too much sun? It’s not often I get overly annoyed with things…. more

So after a lot of toing and froing with the idea of buying a house, we’ve finally decided that we’re going to do it! EEEEKK! But, what do we need to sort out in the next 20 odd months to get us on track to getting on the mortgage ladder? In a way, I still… more