Budgeting Loans are interest-free loans from the government that are super useful if you’re skint but need to pay for something urgently. They are a great option as you only need to pay back what you borrow and they’re much cheaper than using an overdraft, credit card or doorstep loans. The loans are available for… more

Use the free Chip savings app to skim your bank account to save money automatically. Plus, grab an instant 3% interest rate using the Chip promo code SKINT123. Even if you’re paying off debt, trying to save a bit of money each month is really important. You need to have a little stashed away to… more

Took out a loan with Wonga? Shouldn’t have had the loan? If you’re one of the thousands of people in the country who took out a short term, payday loan with Wonga, the chances are you shouldn’t have been given the money in the first place. We’ve had many (too many) loans from Wonga in… more

NEW OFFER: Use the Tesco Pay+ app, and you’ll get bonus Clubcard points every time you shop in store or at a Tesco petrol station. If you haven’t yet done so, and you ever shop at Tesco, then you need to download and start using the Tesco Pay+ app. This handy little app allows you… more

A new website has been set up (from 11 April 2019) to help people who were given an unaffordable payday loan by Wonga ask for a refund. Wonga went bust at the end of August 2019 because so many of its previous borrowers were winning affordability complaints. It’s very easy to complain for a Wonga… more