Millions of people have taken out a pay day loan when there’s been too much month and not enough money. Sometimes they are a life saver, but more often than not you start to get trapped in a debt cycle, needing to borrow more and more to try and break even. If this is the case, then… more

Took out a loan with Wonga – shouldn’t have had the loan? If you’re one of the thousands of people in the country who took out a short term, pay day loan with Wonga, the chances are you shouldn’t have been given the money in the first place. We’ve had many (too many) loans from… more

I haven’t tried to hide the fact that I’m absolutely ecstatic that Wonga has gone bust. Yes, I know that people with families have been affected as they’ll be losing their jobs, but I’m not at all sorry for the business shutting down or that the big bosses will stop taking huge profits from people… more

cIt feels like an eternity ago but was only March 2017 when we first met the 12-sided £1 coin. There was a short time when we could use both the new and older design of the £1 coin, but the old ones were demonetised on 15 October 2017. During that time, we could spend them as… more

It’s never too late to become an investor. Starting today, even with as little as £1, will give your money the best possible chance to grow and potentially secure a better future for you and your family. For me, investing is all about taking your savings to the next level, and nowadays you don’t need… more

Use the free Chip savings app to automatically skim your bank account to save money. Plus, grab an instant 3% interest rate using the code SKINT123. Even if you’re paying off debt, trying to save a bit of money each month is really important. You need to have a little stashed away to cover things… more