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Why Christmas is getting harder for workers and what you can do to stay in control

by Ricky Willis · updated 1 December 2025

Office worker in a Santa hat looking surprised at a laptop while holding a mug, with Christmas decorations in the background

Christmas is meant to feel warm and comforting, but a new report shows that many people across the UK are entering December already worried about money. … [Read more...]

Tesco Christmas treats under £5 that taste far more expensive

by Ricky Willis · updated 5 December 2025

Selection of Tesco-style Christmas treats including mince pies, yule log, gingerbread and panettone on a kitchen table.

Christmas food doesn’t have to drain your wallet. Tesco has a load of low-cost treats that feel special without costing anywhere near the fancy ranges. We … [Read more...]

Starting again when life knocks you sideways

by Ricky Willis · updated 16 December 2025

Starting again when life knocks you sideways

There’s a point where life forces you to stop pretending everything is fine. For us, that point came when our business was hit so hard that our whole financial … [Read more...]

How to make money listening to music: the simple, honest guide

by Ricky Willis · updated 28 November 2025

How to make money listening to music

Can you really make money listening to music in 2025? Getting paid to listen to music sounds like one of those “make £500 a day from your sofa” claims that … [Read more...]

Every December 2025 money change that could affect your wallet

by Ricky Willis · updated 28 November 2025

Hands checking bills and a December calendar with circled payment dates on a kitchen table.

December weighs heavily on your wallet even before you add presents, food and heating. For many families, it is already a month of juggling bills, … [Read more...]

Nectar points now on Deliveroo: how Sainsbury’s shoppers can earn more from their food shop

by Ricky Willis · updated 28 November 2025

Nectar points now on Deliveroo

If you grab your Sainsbury’s groceries through Deliveroo, there’s a new little money boost you can tap into. Nectar has finally joined the Deliveroo app, … [Read more...]

Sainsbury’s Magazine 12 Days of Christmas competition is back for 2025

by Ricky Willis · updated 5 December 2025

Sainsbury’s Magazine 12 Days of Christmas competition is back for 2025

If you enjoy a free chance to win something nice at Christmas, this one is a good shout. Sainsbury’s Magazine has brought back its 12 Days of Christmas … [Read more...]

Return pallets UK: how to buy them and actually make money from them

by Naomi Willis · updated 28 November 2025

Person checking items from a return pallet inside a garage before reselling them.

Shops across the UK get mountains of returns and leftover stock every single day. They can’t test, clean or repackage it all, so a lot of it gets bundled … [Read more...]

10 M&S Christmas treats under £10 that feel far more expensive

by Ricky Willis · updated 27 November 2025

Christmas stocking filled with small festive treats like chocolate and sweets, shown as a simple budget-friendly stocking filler idea.

Christmas gets expensive fast, especially when you start adding treats, stocking fillers and last-minute gifts to the trolley. But M&S has pulled … [Read more...]

The best day to do your Christmas food shop in 2025, according to new research

by Ricky Willis · updated 27 November 2025

Shoppers choosing Christmas food in a UK supermarket during December, showing festive shelves and trolleys.

Why choosing the right day matters Christmas food shopping can turn even the calmest person into someone who wants to abandon their trolley halfway round the … [Read more...]

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Ricky and Naomi Willis

Ricky and Naomi Willis, founders and editors of the Skint Dad website.

We know how heavy money pressure can feel, so we share simple, practical help to make everyday money feel more manageable.

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  • Home
  • Save money
    • How to save money on groceries
    • Save money on energy bills
    • Save money on water bills
    • Frugal living tips
    • 1p Saving Challenge
  • Make money
    • Make money online
    • Best paid surveys
    • Best side hustle ideas
    • Free money
    • Genuine work from home jobs
    • Bank switch offers
  • Manage money
    • Best budgeting apps
    • Average household bills
    • Credit score apps
  • Help & Support
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  • Deals
    • Farmfoods offers
    • Blue Light Card discounts list
    • When is the Next sale
    • 25% off wine
  • About us
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