Taking out a secured loan can be a way to borrow a larger amount of money, whether you're planning home improvements, paying for a big expense or looking to … [Read more...]
Ricky Willis author profile
Ricky Willis
Ricky Willis is the founder of Skint Dad, a UK website helping families make their money go further.
Skint Dad began during a tough period, when Ricky and his family were working their way out of £42,000 of debt. What started as a way to stay accountable quickly grew into a place for honest, real-life money help without judgement.
Today, Ricky shares simple, practical tips based on lived experience, focusing on cutting bills, saving at the supermarket, and finding small ways to boost income at home.
He has appeared on BBC TV, This Morning, and Good Morning Britain, and is regularly asked to comment on the money pressures families face across the UK.
Millions could save £57 a year by changing one boiler setting, new research finds
Around 7.5 million UK households could save £57 a year on their gas bills by changing one setting on their combi boiler, new research suggests. Research … [Read more...]
Sainsbury’s toy sale 2026: 20 deals from £1.87 with up to 50% off
Sainsbury's is offering discounts of up to half price on selected toys, with LEGO, Barbie, PAW Patrol and Disney products among the deals available. Skint … [Read more...]
Sainsbury’s £18 Healthy Start top-up: who qualifies and how to apply
Sainsbury's announced on 20 October 2026 that eligible Healthy Start customers could receive an extra £3 a week to spend on fruit, vegetables, beans and pulses … [Read more...]
Blue Light Card discounts list: Where can you use it?
A Blue Light Card can save eligible workers money at supermarkets, shops, restaurants, cinemas and holiday companies. Tesco, Asda, Primark, JD Sports, New Look, … [Read more...]
Key financial check-ins when a partner changes job
An employment change can feel both exciting and unsettling. Even when your partner has secured a better role, a new salary, different benefits package or … [Read more...]
Water bills could fall for some households under Ofwat’s £240m plan
Millions of water customers in England and Wales could see changes to their bills after the regulator Ofwat proposed £240 million in reductions because of poor … [Read more...]
Credit card defaults rise again – what to do if you’re struggling to pay
Credit card default rates rose again in the three months to the end of August 2026, with lenders expecting further increases before the end of November, … [Read more...]
Private renters could get faster damp and mould repairs under new government plans
Millions of private renters in England could get stronger protection against dangerous damp, mould and other problems in their homes under new government plans … [Read more...]
DWP bank account deduction rules coming into force on 29 October – what you need to know
New rules on taking unpaid benefit debts directly from bank accounts are due to come into force on 29 October 2026. They concern people who owe the … [Read more...]
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