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Ricky Willis author profile

Ricky Willis

Ricky Willis from Skint Dad

Ricky Willis is the founder of Skint Dad, a UK website helping families make their money go further.

Skint Dad began during a tough period, when Ricky and his family were working their way out of £42,000 of debt. What started as a way to stay accountable quickly grew into a place for honest, real-life money help without judgement.

Today, Ricky shares simple, practical tips based on lived experience, focusing on cutting bills, saving at the supermarket, and finding small ways to boost income at home.

He has appeared on BBC TV, This Morning, and Good Morning Britain, and is regularly asked to comment on the money pressures families face across the UK.

Meet the rest of the Skint Dad team.

New side hustles you can start today that didn’t exist a few years ago

by Ricky Willis · updated 18 November 2025

Hands holding a smartphone outdoors with simple icons showing modern UK side hustles including TikTok Shop, UGC videos, AI rating, EV charger renting and digital templates.

Many people feel they’ve done every side hustle going. But in the last four years, a whole new set of ways to earn money online has appeared. Some of them … [Read more...]

1p Saving Challenge – tips to save successfully

by Ricky Willis · updated 18 November 2025

Many people started the 1p saving challenge at the beginning of the year but a few people have started to struggle. Don’t get put off – here are some tips to keep you on track so you can still save £667.95 by the end of the year.

Simple tips to help you stay on track with the 1p savings challenge and grow £667.95 in a year, even if you’ve struggled to keep it going. Plenty of people … [Read more...]

Easily save £667.95 in 2026 with the 1p Saving Challenge + FREE printables

by Ricky Willis · updated 18 November 2025

new 1p coin

Grow £667.95 in a year by saving pennies each day. A simple 1p challenge anyone can start in 2026, with free printables and alternatives. Why the 1p … [Read more...]

Where to borrow a small amount safely in the UK

by Ricky Willis · updated 16 December 2025

A cosy UK living room with a smartphone showing a simple loan comparison screen, a leaflet titled “Safe borrowing options”, a small emergency fund jar with coins and reading glasses on a sofa arm, creating a calm and reassuring scene about choosing safe ways to borrow.

When money is tight, even a small emergency can knock everything off track. A broken cooker, a school trip, or a car repair might only cost £50 or £100, but … [Read more...]

How to open a bank account if you have no fixed address

by Ricky Willis · updated 17 November 2025

A plain wooden table with a generic debit card, a charity support letter, a bank account application form and a smartphone showing an account approved message.

Opening a bank account can feel out of reach when you do not have a fixed address. Without one, getting wages paid in, receiving benefits or sorting bills … [Read more...]

Klarna’s new debit card and memberships: are they worth your money?

by Ricky Willis · updated 17 November 2025

Person holding a phone showing Klarna’s Max membership perks, including cashback and airport lounge access, next to the Klarna logo.

Klarna has launched a brand-new debit card in the UK. On top of that, it now offers four paid membership tiers that promise cashback, travel perks, … [Read more...]

Keyless cars are being stolen in minutes: how to protect your vehicle from relay theft

by Ricky Willis · updated 17 November 2025

Car keys and a Faraday pouch on a hallway table near a front door, with a family car on a UK driveway at dusk and a distant figure holding a device, hinting at keyless relay theft.

Car crime has changed a lot in the last few years. Instead of smashing windows or hot-wiring engines, thieves now use electronic gadgets to steal keyless cars … [Read more...]

Easy ways to make extra money before Christmas in 2025

by Ricky Willis · updated 15 November 2025

Items ready to sell on Vinted laid out on a cosy UK living-room table, including children’s shoes, a toy car, a jumper, a phone with a selling app open, and a notebook of extra money ideas for Christmas.

Christmas always seems to creep up quicker than planned. One minute you feel on top of things and the next you are thinking about presents, food, school events … [Read more...]

Will Aid 2025: how to get a solicitor-written will for a small donation

by Ricky Willis · updated 16 December 2025

woman crouching on a pathway in a forest. She is holding a baby and talking to a young boy

Will Aid is back for 2025. Learn how to get a solicitor-written will in return for a voluntary charity donation and why it could save your family stress and … [Read more...]

Why nearly half of Universal Credit households have money taken off their payment

by Ricky Willis · updated 16 December 2025

A laptop showing a blurred Universal Credit payment breakdown on a kitchen table beside a notepad with rent and bills written on it, a calculator, and a mug of tea.

If your Universal Credit payment sometimes feels smaller than it should be, you are not alone. Nearly half of all UC households had money taken off their … [Read more...]

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Ricky and Naomi Willis

Ricky and Naomi Willis, founders and editors of the Skint Dad website.

We know how heavy money pressure can feel, so we share simple, practical help to make everyday money feel more manageable.

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  • Home
  • Save money
    • How to save money on groceries
    • Save money on energy bills
    • Save money on water bills
    • Frugal living tips
    • 1p Saving Challenge
  • Make money
    • Make money online
    • Best paid surveys
    • Best side hustle ideas
    • Free money
    • Genuine work from home jobs
    • Bank switch offers
  • Manage money
    • Best budgeting apps
    • Average household bills
    • Credit score apps
  • Help & Support
  • News
  • Deals
    • Farmfoods offers
    • Blue Light Card discounts list
    • When is the Next sale
    • 25% off wine
  • About us
    • Contact us
  • Subscribe