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Ricky Willis author profile

Ricky Willis

Ricky Willis from Skint Dad

Ricky Willis is the founder of Skint Dad, a UK website helping families make their money go further.

Skint Dad began during a tough period, when Ricky and his family were working their way out of £42,000 of debt. What started as a way to stay accountable quickly grew into a place for honest, real-life money help without judgement.

Today, Ricky shares simple, practical tips based on lived experience, focusing on cutting bills, saving at the supermarket, and finding small ways to boost income at home.

He has appeared on BBC TV, This Morning, and Good Morning Britain, and is regularly asked to comment on the money pressures families face across the UK.

Meet the rest of the Skint Dad team.

Where to borrow a small amount safely in the UK

by Ricky Willis · updated 16 December 2025

A cosy UK living room with a smartphone showing a simple loan comparison screen, a leaflet titled “Safe borrowing options”, a small emergency fund jar with coins and reading glasses on a sofa arm, creating a calm and reassuring scene about choosing safe ways to borrow.

When money is tight, even a small emergency can knock everything off track. A broken cooker, a school trip, or a car repair might only cost £50 or £100, but … [Read more...]

How to open a bank account if you have no fixed address

by Ricky Willis · updated 17 November 2025

A plain wooden table with a generic debit card, a charity support letter, a bank account application form and a smartphone showing an account approved message.

Opening a bank account can feel out of reach when you do not have a fixed address. Without one, getting wages paid in, receiving benefits or sorting bills … [Read more...]

Klarna’s new debit card and memberships: are they worth your money?

by Ricky Willis · updated 17 November 2025

Person holding a phone showing Klarna’s Max membership perks, including cashback and airport lounge access, next to the Klarna logo.

Klarna has launched a brand-new debit card in the UK. On top of that, it now offers four paid membership tiers that promise cashback, travel perks, … [Read more...]

Keyless cars are being stolen in minutes: how to protect your vehicle from relay theft

by Ricky Willis · updated 17 November 2025

Car keys and a Faraday pouch on a hallway table near a front door, with a family car on a UK driveway at dusk and a distant figure holding a device, hinting at keyless relay theft.

Car crime has changed a lot in the last few years. Instead of smashing windows or hot-wiring engines, thieves now use electronic gadgets to steal keyless cars … [Read more...]

Easy ways to make extra money before Christmas in 2025

by Ricky Willis · updated 15 November 2025

Items ready to sell on Vinted laid out on a cosy UK living-room table, including children’s shoes, a toy car, a jumper, a phone with a selling app open, and a notebook of extra money ideas for Christmas.

Christmas always seems to creep up quicker than planned. One minute you feel on top of things and the next you are thinking about presents, food, school events … [Read more...]

Will Aid 2025: how to get a solicitor-written will for a small donation

by Ricky Willis · updated 16 December 2025

woman crouching on a pathway in a forest. She is holding a baby and talking to a young boy

Will Aid is back for 2025. Learn how to get a solicitor-written will in return for a voluntary charity donation and why it could save your family stress and … [Read more...]

Why nearly half of Universal Credit households have money taken off their payment

by Ricky Willis · updated 16 December 2025

A laptop showing a blurred Universal Credit payment breakdown on a kitchen table beside a notepad with rent and bills written on it, a calculator, and a mug of tea.

If your Universal Credit payment sometimes feels smaller than it should be, you are not alone. Nearly half of all UC households had money taken off their … [Read more...]

Christmas crafters urged to check tax rules before selling

by Ricky Willis · updated 13 November 2025

Homemade Christmas crafts on a kitchen table next to a notebook and a laptop open on a tax guidance page.

Many people use the run-up to Christmas to bring in a bit of extra cash. Handmade decorations, knitted gifts, wooden toys, upcycled furniture and busy market … [Read more...]

When your Christmas parcels don’t turn up: simple steps to fix it fast

by Ricky Willis · updated 13 November 2025

Christmas parcels don’t turn up

Many of us will be tripping over cardboard boxes in the run up to Christmas. With millions of parcels flying around the UK, things go wrong more often than … [Read more...]

Morrisons launches ‘Merry More Points’ Christmas reward: how to earn up to £20 back on your shopping

by Ricky Willis · updated 12 November 2025

Morrisons launches ‘Merry More Points’ Christmas reward

Morrisons launches big Christmas points giveaway Christmas is coming early for Morrisons shoppers. The supermarket has launched a new ‘Merry More Points’ … [Read more...]

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Ricky and Naomi Willis

Ricky and Naomi Willis, founders and editors of the Skint Dad website.

We know how heavy money pressure can feel, so we share simple, practical help to make everyday money feel more manageable.

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  • Home
  • Save money
    • How to save money on groceries
    • Save money on energy bills
    • Save money on water bills
    • Frugal living tips
    • 1p Saving Challenge
  • Make money
    • Make money online
    • Best paid surveys
    • Best side hustle ideas
    • Free money
    • Genuine work from home jobs
    • Bank switch offers
  • Manage money
    • Best budgeting apps
    • Average household bills
    • Credit score apps
  • Help & Support
  • News
  • Deals
    • Farmfoods offers
    • Blue Light Card discounts list
    • When is the Next sale
    • 25% off wine
  • About us
    • Contact us
  • Subscribe