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Better manage your money

Skint Dad knows every penny counts.

Whether it's dealing with debt or saving for a rainy day we give ideas to help you manage your money better.

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The best day to do your Christmas food shop in 2025, according to new research

by Ricky Willis · updated 27 November 2025

Shoppers choosing Christmas food in a UK supermarket during December, showing festive shelves and trolleys.

Why choosing the right day matters Christmas food shopping can turn even the calmest person into someone who wants to abandon their trolley halfway round the … [Read more...]

Real Living Wage: what it is, how much it pays, and why millions still aren’t getting it

by Ricky Willis · updated 25 November 2025

Real Living Wage: what it is, how much it pays, and why millions still aren’t getting it

The real cost of working and living Most people feel it the moment they open a bill. Food, rent, travel and energy have gone up far quicker than wages over … [Read more...]

How much it really costs to go to work in 2026

by Ricky Willis · updated 24 November 2025

A lady waiting for a train and thinking about the real cost of going to work.

Most people look at their pay slip and think, “That’s what I earned.” But when you add up everything you spend just to get through the working week, that … [Read more...]

100 Envelope Challenge – how much you can save and how to start

by Naomi Willis · updated 20 November 2025

graphic of stacked green and orange envelopes on a light blue background

Money saving challenges are a great way to focus towards a goal and give your savings a boost. There are loads of money saving tips and challenges around - … [Read more...]

5 reasons UK drivers prefer monthly leasing to financing

by Ricky Willis · updated 18 November 2025

Drivers prefer monthly leasing to financing

Many drivers across the UK want a simple, predictable way to use a car without long-term commitment or rising running costs. Monthly leasing has now become … [Read more...]

1p Saving Challenge – tips to save successfully

by Ricky Willis · updated 18 November 2025

Many people started the 1p saving challenge at the beginning of the year but a few people have started to struggle. Don’t get put off – here are some tips to keep you on track so you can still save £667.95 by the end of the year.

Simple tips to help you stay on track with the 1p savings challenge and grow £667.95 in a year, even if you’ve struggled to keep it going. Plenty of people … [Read more...]

Easily save £667.95 in 2026 with the 1p Saving Challenge + FREE printables

by Ricky Willis · updated 18 November 2025

new 1p coin

Grow £667.95 in a year by saving pennies each day. A simple 1p challenge anyone can start in 2026, with free printables and alternatives. Why the 1p … [Read more...]

Klarna’s new debit card and memberships: are they worth your money?

by Ricky Willis · updated 17 November 2025

Person holding a phone showing Klarna’s Max membership perks, including cashback and airport lounge access, next to the Klarna logo.

Klarna has launched a brand-new debit card in the UK. On top of that, it now offers four paid membership tiers that promise cashback, travel perks, … [Read more...]

Christmas crafters urged to check tax rules before selling

by Ricky Willis · updated 13 November 2025

Homemade Christmas crafts on a kitchen table next to a notebook and a laptop open on a tax guidance page.

Many people use the run-up to Christmas to bring in a bit of extra cash. Handmade decorations, knitted gifts, wooden toys, upcycled furniture and busy market … [Read more...]

Children to learn budgeting and mortgages at school under new curriculum shake-up

by Ricky Willis · updated 8 November 2025

Child holding a piggy bank and learning about money

Money is finally getting a proper place in the classroom. The government has announced that by 2028, financial education will be compulsory in every primary and … [Read more...]

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Ricky and Naomi Willis

Ricky and Naomi Willis, founders and editors of the Skint Dad website.

We know how heavy money pressure can feel, so we share simple, practical help to make everyday money feel more manageable.

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  • Home
  • Save money
    • How to save money on groceries
    • Save money on energy bills
    • Save money on water bills
    • Frugal living tips
    • 1p Saving Challenge
  • Make money
    • Make money online
    • Best paid surveys
    • Best side hustle ideas
    • Free money
    • Genuine work from home jobs
    • Bank switch offers
  • Manage money
    • Best budgeting apps
    • Average household bills
    • Credit score apps
  • Help & Support
  • News
  • Deals
    • Farmfoods offers
    • Blue Light Card discounts list
    • When is the Next sale
    • 25% off wine
  • About us
    • Contact us
  • Subscribe