You’re able to apply for a £500 crisis grant to help with basic household expenses if you’ve lost income due to the Coronavirus.
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This grant has ended, but there is a new Household Support Fund to help families buy essentials this winter.
There are a lot of people all with very different circumstances right now.
Some are still working or working from home, so won’t see as much change to their income (unless the kids are home all day eating double the amount!).
But, for anyone who has seen their income cut, things are going to be harder to bear.
You may only be getting 80% of your pay.
Perhaps you could be one of those who have fallen through the gaps of government help and won’t get any support.
Or, you’ve very recently lost your job and are needing to sign on to Universal Credit for the first time.
Whatever the circumstances, while we’re no doubt worried about ourselves and our loved ones getting ill, the financial hardship is going to cause just as much concern.
Financial support if you’ve lost income
If you’re getting little or no help from the government, it may feel like things are at an utter loss, and you don’t know where to turn.
Firstly, it’s worth working out how to manage when you’ve had a drop in income.
If you’re going to be in great financial difficulty, there is support there if you’ve lost your income as a result of everything that’s been going on.
There is grant funding available to help people most impacted by a loss of income due to Coronavirus,
With a Turn2us grant, you can get help to meet your immediate basic household expenses.
Any money from the grant won’t replace your income but will be a £500 one-off crisis grant.
You will not have to pay the grant money back.
You’ll be able to use the money towards essential expenses like food and bills.
How to apply for a crisis grant
Not everyone can apply and you need to show how you are in financial difficulty.
To be eligible for the crisis grant, you must:
- clearly demonstrate a loss of income due to COVID-19 (evidence will be required showing at least a 50% reduction in earnings, such as bank statements, a letter from an employer outlining a change in employment)
- be a resident of the UK / Republic of Ireland
- not currently be in Further or Higher Education
- be over 18
- have less than £1,000 in savings (single person) or less than £2,000 savings (couple/family)
If you have received a Turnus grant in the last 6 months, you will not be able to apply for the Coronavirus Grant Fund.
You can start your application for a grant online here.
There are lots of different grants available across the UK.
Some offer support depending on your job, religion, age, or education.
You’re able to use the grant money for a variety of things like helping pay for education, help with free white goods, or to get support with debts.
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