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What poverty really feels like: the truth nobody talks about

by Ricky Willis · updated 6 January 2026

Man opening a household bill envelope in a UK home, showing the quiet stress of money worries.

Most people think poverty is only about money. But it’s far more than that. It’s a feeling, a pressure, a weight that follows you everywhere. Most of it … [Read more...]

Winter warmth help: how to stay warm and find free support in your area

by Ricky Willis · updated 18 December 2025

Hands holding a warm mug indoors to show simple ways to stay warm in winter.

When the cold hits, lots of families try to stretch their heating as far as they can. Some switch it off early to save money. Others sit wrapped in extra … [Read more...]

Free Christmas holiday clubs and meals if your child gets free school meals

by Naomi Willis · updated 5 December 2025

kids making handmade christmas cards

Free food, activities and childcare this Christmas if your child gets free school meals, but you need to apply. Here’s what to do. If you’ve got school age … [Read more...]

Will your benefits be paid early this Christmas? December 2025 payment dates

by Naomi Willis · updated 16 December 2025

december 2025 calendar

Many benefit payments will arrive early this Christmas. Here’s who’s affected, when the money lands and what it means for your budget. Christmas can be a … [Read more...]

New help for low income families: what the government’s child poverty plan actually means for you

by Ricky Willis · updated 5 December 2025

Child holding a parent’s hand, showing the support families need as new child poverty plans are introduced in the UK.

Many parents across the UK are stretched so thin that even basics like food, school uniforms and a warm home can feel out of reach. The government has now … [Read more...]

The quiet money stress nobody talks about in December

by Ricky Willis · updated 16 December 2025

The quiet money stress nobody talks about in December

The pressure no one sees December is sold as a warm, glowing month full of perfect moments. But for a lot of families, the only thing that feels big right … [Read more...]

How to help struggling families this Christmas (even if you’re stretched yourself)

by Ricky Willis · updated 2 December 2025

Hands placing a small Christmas kindness bundle on a kitchen table for a struggling family

For many families, Christmas isn’t the cosy celebration you see on adverts. It’s stress, long lists, and wondering how to afford everything when money is … [Read more...]

Starting again when life knocks you sideways

by Ricky Willis · updated 16 December 2025

Starting again when life knocks you sideways

There’s a point where life forces you to stop pretending everything is fine. For us, that point came when our business was hit so hard that our whole financial … [Read more...]

The refund your energy company won’t tell you about

by Ricky Willis · updated 25 November 2025

Person in a British home looking worried while checking an energy bill on their phone.

You could be owed money without knowing Across the UK, people are finding out they’ve been sitting on energy credit for months, even years. Some only notice … [Read more...]

Energy bills rising in January: what the new Ofgem price cap means for your home

by Ricky Willis · updated 16 December 2025

Hand turning a smart thermostat up by one click to reflect the small January Ofgem price cap increase.

Energy bills are going up again from 1 January, and even though the change is small, it still matters when you are already watching every penny. Ofgem has … [Read more...]

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Ricky and Naomi Willis

Ricky and Naomi Willis, founders and editors of the Skint Dad website.

We know how heavy money pressure can feel, so we share simple, practical help to make everyday money feel more manageable.

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  • Home
  • Save money
    • How to save money on groceries
    • Save money on energy bills
    • Save money on water bills
    • Frugal living tips
    • 1p Saving Challenge
  • Make money
    • Make money online
    • Best paid surveys
    • Best side hustle ideas
    • Free money
    • Genuine work from home jobs
    • Bank switch offers
  • Manage money
    • Best budgeting apps
    • Average household bills
    • Credit score apps
  • Help & Support
  • News
  • Deals
    • Farmfoods offers
    • Blue Light Card discounts list
    • When is the Next sale
    • 25% off wine
  • About us
    • Contact us
  • Subscribe