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Better manage your money

Skint Dad knows every penny counts.

Whether it's dealing with debt or saving for a rainy day we give ideas to help you manage your money better.

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Real Living Wage: what it is, how much it pays, and why millions still aren’t getting it

by Ricky Willis · updated 25 November 2025

Real Living Wage: what it is, how much it pays, and why millions still aren’t getting it

The real cost of working and living Most people feel it the moment they open a bill. Food, rent, travel and energy have gone up far quicker than wages over … [Read more...]

How much it really costs to go to work in 2026

by Ricky Willis · updated 24 November 2025

A lady waiting for a train and thinking about the real cost of going to work.

Most people look at their pay slip and think, “That’s what I earned.” But when you add up everything you spend just to get through the working week, that … [Read more...]

Energy bills rising in January: what the new Ofgem price cap means for your home

by Ricky Willis · updated 21 November 2025

Hand turning a smart thermostat up by one click to reflect the small January Ofgem price cap increase.

Energy bills are going up again from 1 January, and even though the change is small, it still matters when you are already watching every penny. Ofgem has … [Read more...]

What are the average household bills each month? 11 average UK household bills

by Naomi Willis · updated 20 November 2025

A Woman Computing Bills while Holding a Pencil

We all know that bills can be a real pain. But just how much do they cost each month on average? In this blog post, we'll take a look at the average UK … [Read more...]

100 Envelope Challenge – how much you can save and how to start

by Naomi Willis · updated 20 November 2025

graphic of stacked green and orange envelopes on a light blue background

Money saving challenges are a great way to focus towards a goal and give your savings a boost. There are loads of money saving tips and challenges around - … [Read more...]

Cold Weather Payments: check your postcode to see if you can get £25

by Ricky Willis · updated 20 November 2025

UK residential street covered in snow, showing freezing weather conditions linked to Cold Weather Payments.

When the temperature drops to freezing for a week, heating bills jump fast. The Cold Weather Payment is designed to give low-income households in England … [Read more...]

5 reasons UK drivers prefer monthly leasing to financing

by Ricky Willis · updated 18 November 2025

Drivers prefer monthly leasing to financing

Many drivers across the UK want a simple, predictable way to use a car without long-term commitment or rising running costs. Monthly leasing has now become … [Read more...]

1p Saving Challenge – tips to save successfully

by Ricky Willis · updated 18 November 2025

Many people started the 1p saving challenge at the beginning of the year but a few people have started to struggle. Don’t get put off – here are some tips to keep you on track so you can still save £667.95 by the end of the year.

Simple tips to help you stay on track with the 1p savings challenge and grow £667.95 in a year, even if you’ve struggled to keep it going. Plenty of people … [Read more...]

Easily save £667.95 in 2026 with the 1p Saving Challenge + FREE printables

by Ricky Willis · updated 18 November 2025

new 1p coin

Grow £667.95 in a year by saving pennies each day. A simple 1p challenge anyone can start in 2026, with free printables and alternatives. Why the 1p … [Read more...]

Where to borrow a small amount safely in the UK

by Ricky Willis · updated 18 November 2025

A cosy UK living room with a smartphone showing a simple loan comparison screen, a leaflet titled “Safe borrowing options”, a small emergency fund jar with coins and reading glasses on a sofa arm, creating a calm and reassuring scene about choosing safe ways to borrow.

When money is tight, even a small emergency can knock everything off track. A broken cooker, a school trip, or a car repair might only cost £50 or £100, but … [Read more...]

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Ricky and Naomi Willis

Ricky and Naomi Willis, founders and editors of the Skint Dad website.

We know every penny counts, so we’re sharing resources, tips, tricks, and deals that will keep more money in your pocket.

Read more about us.

Make Every Penny Count by Ricky and Naomi Willis
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  • Home
  • Save money
    • How to save money on groceries
    • Save money on energy bills
    • Save money on water bills
    • Frugal living tips
    • 1p Saving Challenge
    • Sun holiday codes
  • Make money
    • Make money online
    • Best paid surveys
    • Best side hustle ideas
    • Free money
    • Genuine work from home jobs
    • Bank switch offers
  • Manage money
    • Best budgeting apps
    • Average household bills
    • Credit score apps
  • Our Book
  • News
  • Deals
    • Farmfoods offers
    • Blue Light Card discounts list
    • When is the Next sale
    • 25% off wine
  • About us
  • Community
  • Subscribe