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Better manage your money

Skint Dad knows every penny counts.

Whether it's dealing with debt or saving for a rainy day we give ideas to help you manage your money better.

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A once-a-year money check most families forget (with rough savings)

by Naomi Willis · updated 6 January 2026

woman writing in notepad

Most money stress doesn’t come from one big mistake. It comes from lots of small things quietly ticking along in the background. This is a once-a-year money … [Read more...]

Why money feels so different for kids now than it did for us

by Ricky Willis · updated 4 January 2026

Parent and child sitting at a kitchen table, with the parent looking at a phone while the child works on paperwork

Most adults didn’t sit down and get taught about money. It just happened, slowly and often without anyone noticing. You learned because money had edges. Cash … [Read more...]

How to get up to 53 days off work in 2026 using just 23 days of annual leave

by Ricky Willis · updated 3 January 2026

Desk calendar showing 2026 dates on a green background, with pages overlapping on a table.

If you want more time off in 2026 without using more holiday, this is one of the simplest ways to do it. By booking your annual leave around UK bank … [Read more...]

The January bills reality check: the traffic light method that works

by Naomi Willis · updated 1 January 2026

Checking household bills in January using a simple traffic light system

January has been given the wrong job. It’s treated as the month where you fix your money, undo December, clear debt, and start fresh. And that’s why it … [Read more...]

10 easy tips to help you stick to a household budget

by Ricky Willis · updated 1 January 2026

Managing the household budget

If your money never seems to last the month, you are not doing anything wrong. Many families set a budget, start with good intentions, then watch it unravel … [Read more...]

How to recover financially after December

by Naomi Willis · updated 1 January 2026

January money reset after Christmas spending

January has a very specific feeling. The bank app gets opened, closed, then opened again. The food shop feels bigger than usual, yet the cupboards somehow … [Read more...]

The subscriptions many people forget they’re still paying for

by Naomi Willis · updated 1 January 2026

Checking a UK bank statement on a phone to spot forgotten subscriptions.

A woman bought a pair of leggings online. What she didn’t realise was that she’d also signed up to a subscription. The payments were small, easy to miss, and … [Read more...]

Christmas Eve isn’t the day to fix your money

by Ricky Willis · updated 23 December 2025

A parent sitting quietly in a UK living room on Christmas Eve with a small Christmas tree and a mug of tea, looking calm and reflective.

By the time Christmas Eve arrives, most of the money decisions are already behind you. The food is in the fridge, the presents are wrapped or at least hidden, … [Read more...]

The everyday money traps that quietly keep you skint

by Ricky Willis · updated 23 December 2025

Bills, bank card and mobile phone on a kitchen table showing everyday money pressures for UK families

Most people who struggle with money are not reckless or careless. They work hard, pay their bills, and still feel like there is never anything left at the … [Read more...]

How many hours of work does your weekly food shop really cost?

by Naomi Willis · updated 21 December 2025

woman washing hands in the sink while food is cooking in pans on the stove.

Food shopping is where money pressure shows up first. Not because people are careless. Not because they don’t budget. But because it’s one of the few … [Read more...]

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Ricky and Naomi Willis

Ricky and Naomi Willis, founders and editors of the Skint Dad website.

We know how heavy money pressure can feel, so we share simple, practical help to make everyday money feel more manageable.

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  • Home
  • Save money
    • How to save money on groceries
    • Save money on energy bills
    • Save money on water bills
    • Frugal living tips
    • 1p Saving Challenge
  • Make money
    • Make money online
    • Best paid surveys
    • Best side hustle ideas
    • Free money
    • Genuine work from home jobs
    • Bank switch offers
  • Manage money
    • Best budgeting apps
    • Average household bills
    • Credit score apps
  • Help & Support
  • News
  • Deals
    • Farmfoods offers
    • Blue Light Card discounts list
    • When is the Next sale
    • 25% off wine
  • About us
    • Contact us
  • Subscribe