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Better manage your money

Skint Dad knows every penny counts.

Whether it's dealing with debt or saving for a rainy day we give ideas to help you manage your money better.

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Christmas Eve isn’t the day to fix your money

by Ricky Willis · updated 23 December 2025

A parent sitting quietly in a UK living room on Christmas Eve with a small Christmas tree and a mug of tea, looking calm and reflective.

By the time Christmas Eve arrives, most of the money decisions are already behind you. The food is in the fridge, the presents are wrapped or at least hidden, … [Read more...]

The everyday money traps that quietly keep you skint

by Ricky Willis · updated 23 December 2025

Bills, bank card and mobile phone on a kitchen table showing everyday money pressures for UK families

Most people who struggle with money are not reckless or careless. They work hard, pay their bills, and still feel like there is never anything left at the … [Read more...]

How many hours of work does your weekly food shop really cost?

by Naomi Willis · updated 21 December 2025

woman washing hands in the sink while food is cooking in pans on the stove.

Food shopping is where money pressure shows up first. Not because people are careless. Not because they don’t budget. But because it’s one of the few … [Read more...]

The best day to do your Christmas food shop in 2025, according to new research

by Ricky Willis · updated 27 November 2025

Shoppers choosing Christmas food in a UK supermarket during December, showing festive shelves and trolleys.

Why choosing the right day matters Christmas food shopping can turn even the calmest person into someone who wants to abandon their trolley halfway round the … [Read more...]

Real Living Wage: what it is, how much it pays, and why millions still aren’t getting it

by Ricky Willis · updated 25 November 2025

Real Living Wage: what it is, how much it pays, and why millions still aren’t getting it

The real cost of working and living Most people feel it the moment they open a bill. Food, rent, travel and energy have gone up far quicker than wages over … [Read more...]

How much it really costs to go to work in 2026

by Ricky Willis · updated 24 November 2025

A lady waiting for a train and thinking about the real cost of going to work.

Most people look at their pay slip and think, “That’s what I earned.” But when you add up everything you spend just to get through the working week, that … [Read more...]

100 Envelope Challenge – how much you can save and how to start

by Naomi Willis · updated 20 November 2025

graphic of stacked green and orange envelopes on a light blue background

Money saving challenges are a great way to focus towards a goal and give your savings a boost. There are loads of money saving tips and challenges around - … [Read more...]

5 reasons UK drivers prefer monthly leasing to financing

by Ricky Willis · updated 18 November 2025

Drivers prefer monthly leasing to financing

Many drivers across the UK want a simple, predictable way to use a car without long-term commitment or rising running costs. Monthly leasing has now become … [Read more...]

1p Saving Challenge – tips to save successfully

by Ricky Willis · updated 18 November 2025

Many people started the 1p saving challenge at the beginning of the year but a few people have started to struggle. Don’t get put off – here are some tips to keep you on track so you can still save £667.95 by the end of the year.

Simple tips to help you stay on track with the 1p savings challenge and grow £667.95 in a year, even if you’ve struggled to keep it going. Plenty of people … [Read more...]

Easily save £667.95 in 2026 with the 1p Saving Challenge + FREE printables

by Ricky Willis · updated 18 November 2025

new 1p coin

Grow £667.95 in a year by saving pennies each day. A simple 1p challenge anyone can start in 2026, with free printables and alternatives. Why the 1p … [Read more...]

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Ricky and Naomi Willis

Ricky and Naomi Willis, founders and editors of the Skint Dad website.

We know how heavy money pressure can feel, so we share simple, practical help to make everyday money feel more manageable.

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  • Home
  • Save money
    • How to save money on groceries
    • Save money on energy bills
    • Save money on water bills
    • Frugal living tips
    • 1p Saving Challenge
  • Make money
    • Make money online
    • Best paid surveys
    • Best side hustle ideas
    • Free money
    • Genuine work from home jobs
    • Bank switch offers
  • Manage money
    • Best budgeting apps
    • Average household bills
    • Credit score apps
  • Help & Support
  • News
  • Deals
    • Farmfoods offers
    • Blue Light Card discounts list
    • When is the Next sale
    • 25% off wine
  • About us
    • Contact us
  • Subscribe