Skint Dad

Where Every Penny Counts

  • Home
  • Save money
    • How to save money on groceries
    • Save money on energy bills
    • Save money on water bills
    • Frugal living tips
    • 1p Saving Challenge
    • Sun holiday codes
  • Make money
    • Make money online
    • Best paid surveys
    • Best side hustle ideas
    • Free money
    • Genuine work from home jobs
    • Bank switch offers
  • Manage money
    • Best budgeting apps
    • Average household bills
    • Credit score apps
  • Our Book
  • News
  • Deals
    • Farmfoods offers
    • Blue Light Card discounts list
    • When is the Next sale
    • 25% off wine
  • About us
  • Community
  • Subscribe
You are here: Home / News / Read all about it!

Skint Dad is reader supported. Purchases through links on our site may earn us an affiliate commission. Learn more

Read all about it!

by Ricky Willis · updated 13 February 2020

Today is a very proud day for me.

I come from and live in a large town called Tunbridge Wells which is in West Kent, in the south of England. We are roughly 35 miles away from London but you wouldn’t guess if you were here.

024-F

£10 sign up bonus: Earn easy cash by watching videos, playing games, and entering surveys.

Get a £10 sign up bonus when you join today.

Join Swagbucks here >>

Although it’s a very affluent town (the correct name being Royal Tunbridge Wells), if you peel back the layers, there are areas of poverty on quite a wide scale. I have lived all over the town throughout my life and have noticed there really is quite a divide.

I grew up and have lived here for most of my 35 years (we did move to Southampton for 3 years) and in that time a great deal has happened. Growing up in Tunbridge Wells for me was like living in two worlds. The area we lived, Sherwood, was in most people’s eyes a deprived area and I suppose it was. Although I didn’t notice.

I am the youngest of six and by the time I was born my next oldest sibling Julie was 10 years old. It was weird because, even though I had three brothers and two sisters, by the time I was 10 they had all left home. This meant, at times, growing up I felt like an only child.

It was around this age that my Mum and Dad started letting me have a little more independence and I remember being allowed out a bit later and further. On a Friday I would wake up earlier and pop to the local newsagents. The shop isn’t there any more but I remember always buying some sweets and picking up the Kent and Sussex Courier (our local paper) for my Dad which came out every Friday.

Once home (after eating my sweets on the way), my Dad would make my breakfast and we would both sit at the kitchen table. He would read the newspaper and I would eat my breakfast whilst bombarding him with questions about what he was reading.

Although I was only 10 years old, I always took an interest in the news and I think my dad was quite proud of this. He used to let me read the paper with him and sometimes he would let me read whilst I was eating my breakfast. I felt very grown up.

As time went on things changed. Life changed. I turned 14 and shortly after, my brother passed away. It broke my parent’s hearts. Things at home were miserable and the death of my brother really affected me.

I didn’t realise at the time but it changed me. I lost the innocence of life I suppose. My Mum and Dad didn’t really recover from it and only a handful of years later they both sadly passed away as well. The year was 1996, I was 18 and I had lost a brother and both parents. I was a lost soul.

My other brothers and sisters were there for me but I was stubborn and I wanted to stand on my own two feet. I was intelligent but I hadn’t done great in my exams. I dropped out of 6th form because my Mum was ill and I went out to work.

Moving into my own place after everything had happened was a mistake. Thinking back I should have gone to live with one of my siblings. I didn’t know how to look after myself and I struggled through for a number of years.

It’s a sad thing to say but, as the years passed the memories of my brother and parents faded. I couldn’t remember simple things and at times it was hard to picture their faces in my mind. It was almost as if the memories had been locked away with the pain and grief that had taken hold of me throughout most of my twenties.

Sitting here today, Friday 31 January 2014 things have come on a lot. I have three beautiful daughters, a gorgeous fiancée and a strong relationship with my siblings which I haven’t had in a number of years.

Personally I have started to really achieve things.  Through this blog, I have won a few awards. One which I am extremely proud of is being crowned the ‘UK’s Smartest Shopper’ by the online voucher company Savoo, this in itself is beyond my wildest imagination and has opened many doors for me.

Lastly something that I am so proud of, and the main reason I am writing this post today, is that I have been given an opportunity to write my own column. That is itself is amazing but what really tops it off is that the publication I’m writing it for is my local paper the Kent and Sussex Courier.

Ricky Willis using a laptop

Starting from today and every Friday following I will be writing about a range topics that will follow my mantra of ‘cutting back, spending less, but without living without’.

And this is just the start as I continue to appear in the media.

I am so grateful for being given this chance as I know if I work hard and put my heart into it, like I do with everything else, it will give me a platform and the opportunity to open even more doors.

Thinking back to when I was 10 years old, sitting with my dad at the breakfast table, reading the same paper I am now writing, for now, brings a tear to my eye. It makes me proud to know that if he was here now, on a Friday, eating his breakfast whilst reading the paper, he would open the page and read something I wrote and he would be proud.

I am striving every day to try and make a better life for myself and my family. I want to achieve, I want to be successful and I want to make my family proud. I don’t want second best and I will certainly fight and work hard for everything I can.

If I have learnt any lessons in the last 35 years it would be to take every day as it comes, expect the unexpected and don’t have any regrets. Work hard because it does pay off and don’t worry about the past, it’s the future you should be keeping an eye on.

Read next: Where to sell your story for cash

  • About
  • Latest Posts
Ricky Willis
Ricky Willis
A little bit of everything at Skint Dad
Ricky Willis is the original Skint Dad. A money-making enthusiast, father, and husband to Naomi. He is always looking for unique ways to earn a little extra.
Ricky Willis
Latest posts by Ricky Willis (see all)
  • Where can I use my Blue Light Card? Discounts list 2025 - 1 January 2025
  • Best paid surveys to earn money online in 2025 - 1 January 2025
  • £18 million in Tesco Clubcard vouchers about to expire – use them or lose them! - 12 November 2024
Newsletter Title

Subscribe to our free newsletter for the latest money saving content

Plus an exclusive £16 cashback offer for new Quidco members.

Comments

  1. Sally says

    31 January 2014 at 14:58

    As your Eldest Sibling ! This brought back painful memories which have brought tears running down my face. But these turned to tears of Pride because I know what your goal is and I’m certain that you will achieve it. Well done little Brother you have turned into a fine man. Love you x x

    Reply
    • Skint Dad says

      5 February 2014 at 15:35

      Love you too Sally. Thanks for being there when we needed you the most. x

      Reply
  2. Tom @Ideas4Dads says

    31 January 2014 at 15:04

    Congrats on the new column gig great news:-)

    Reply
    • Skint Dad says

      5 February 2014 at 15:36

      Thanks Tom. Most appreciated!

      Reply
  3. Julie says

    31 January 2014 at 21:12

    What a great (and emotional) piece of writing. Very best wishes in your new venture. Julie

    Reply
    • Skint Dad says

      5 February 2014 at 15:36

      Hi Julie. Thank you. I hope I can do it justice.

      Reply
  4. Belinda says

    31 January 2014 at 23:03

    Well done!!!! Enjoyed reading your newspaper article. Congratulations on your new writing gig.

    Reply
    • Skint Dad says

      5 February 2014 at 15:37

      Thank you Belinda. I’m glad you enjoyed reading it. :D

      Reply
  5. Penny says

    31 January 2014 at 23:29

    Well done Ricky I love that you have learned from your past and you are a lovely person with a beautiful family and the future will bring you much happiness because you work on it everyday and don’t give up. Love to you all xxx

    Reply
    • Skint Dad says

      5 February 2014 at 15:38

      Hi Penny, what a lovely thing to say. That really does mean a lot xx

      Reply
  6. Miss Thrifty says

    1 February 2014 at 14:31

    Well done, Ricky – great first column! Y’know, it’s a lot of fun seeing you go from strength to strength. At this rate, Lord knows where you’ll be by the end of the year. ;)

    Reply
    • Skint Dad says

      5 February 2014 at 15:41

      Thank you. I have come a long way in only 5 months. If it wasn’t for you and the other judges choosing me as the UK’s Smartest Shopper I don’t think I would have come as far as I have now. I am looking forward to the future and hope that I can carry on as in the same vein. x

      Reply
  7. David @ National Debtline says

    5 February 2014 at 15:23

    That’s awesome that you’ve got your own column, Ricky. You’ve certainly come a long way and you should be very proud of what you have achieved. Best wishes from all of us at NDL – David.

    Reply
    • Skint Dad says

      5 February 2014 at 15:43

      Thanks David. If feels like a dream at times. It really goes to show that when the chips are down and life isn’t going that great, with determination and a different mindset, great things can be achieved and problems that seem unsolvable can be overcome.

      Reply
  8. sara says

    26 February 2014 at 13:37

    very inspiring post and I hope you and your family go from strength to strength. I’ve recently started my own blog to give me a positive mindset to clear my debts and generally lead a thriftier life and appreciate the small things in life http://www.fallingleavesandteapots.blogspot.co.uk/ :)

    Reply
    • Skint Dad says

      26 February 2014 at 13:46

      Thanks Sara, I’ve just popped over to your blog and it’s great! Keep up the good work :)

      Reply
  9. Sara Akkad says

    5 March 2014 at 20:46

    Thanks!! I’ve renamed the blog this week here’s the new blog address http://www.sarassimplysaving.blogspot.co.uk/ :)

    Reply

Leave a Reply Cancel reply

Your email address will not be published. Required fields are marked *

Ricky and Naomi Willis

Ricky and Naomi Willis, founders and editors of the Skint Dad website.

We know every penny counts, so we’re sharing resources, tips, tricks, and deals that will keep more money in your pocket.

Read more about us.

Make Every Penny Count by Ricky and Naomi Willis
Skint Dad in the media

Explore

Save money

Make money

Manage money

Buy our book

Budget recipes

Join the community

Information

About us

Contact us

Awards, Media and Press

Affiliate Disclosure

Privacy Policy

Cookie Policy

Terms & Conditions

Sitemap

Skint Dad

K2 Tower
Bond Street
Hull
HU1 3EN
01482 230059

Skint Media Limited
is a registered company
in England & Wales.
Company reg no: 09991508
VAT No: 318 7349 80

Copyright © 2025 · Skint Media Limited · All rights reserved · Registered in England and Wales with company number 09991508

Skint DadLogo Header Menu
  • Home
  • Save money
    • How to save money on groceries
    • Save money on energy bills
    • Save money on water bills
    • Frugal living tips
    • 1p Saving Challenge
    • Sun holiday codes
  • Make money
    • Make money online
    • Best paid surveys
    • Best side hustle ideas
    • Free money
    • Genuine work from home jobs
    • Bank switch offers
  • Manage money
    • Best budgeting apps
    • Average household bills
    • Credit score apps
  • Our Book
  • News
  • Deals
    • Farmfoods offers
    • Blue Light Card discounts list
    • When is the Next sale
    • 25% off wine
  • About us
  • Community
  • Subscribe