With hundreds of ATMs shutting down, it’s hard to get hold of money. This app shows all cash points near your location (plus where to withdraw a £5 note!)
The amount of cash we use is going down year on year yet that doesn’t stop us needing to have a few notes in our back pocket from time to time.
Trouble is, finding a cash machine to withdraw your money is getting harder.
Over 1,000 banks and building societies have closed down, or plan to close down, according to Which? in 2018 and 2019. Plus Link, the UK’s main cash machine network, says that around 250 free-to-use cash machines are getting closed down each month.
Then, there is the spate of ram-raid attacks on ATMs all over the country. We’ve had two in our town over the last few months, and there were over 700 attacks on 2017.
So, with it being harder to find a cash machine in the first place, an app easily allows us to all see the closest cash machines to your location.
Where are cash points near me?
The ATM locator app, which is run by LINK and the Post Office, allows you to see the location of all 62,500 LINK ATMs as well as Post Office branches.
But, it does a lot more than that! The app allows you to filter the cash machines for all sorts of features.
It’s useful enough close to where you live but is even handier if you’re travelling somewhere else in the UK for work, a day out or even a staycation.
Cash machines that give out £5 notes
I remember a time when pretty much every cash point would give me a fiver (which was very useful when I was a skint student!), but I never get the option anymore 🙁
But, there are these cash machines still about – and the ATM machine locator app can show me easily where they are.
Sometimes I don’t want to take a whole £10 out of my account, so being able to find more fivers will be really handy!
The app also gives you the option to filter for cash machines that provide audio assistance for people who are blind or partially sighted.
It also can make clear the ATMs that you need to pay for, as well as the totally free-to-use ones, plus it can split out who manages the cash machines (like which bank).
Stay safe using an ATM
There are a lot of tricks scammers can use to try to steal your money when you use a cash machine.
The app gives you some tips to keep an eye out for.
If you think you’ve got an eagle eye, see if you can spot the hidden camera (which is there to record your PIN number) on this rigged cash machine.
Do take a look at some of the ways scammers use money fraud to try and con you away from your money.
Naomi knows the burden of living on very little and became debt free by learning from past mistakes and following her own money saving tips and tricks. She is studying a Level 2 Certificate in Awareness of Mental Health Problems and is a Youth Mental Health First Aid Champion.