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Better manage your money

Skint Dad knows every penny counts.

Whether it's dealing with debt or saving for a rainy day we give ideas to help you manage your money better.

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Caught in a Credit Card Debt Trap

by Ricky Willis · updated 5 January 2021

If you're only making the minimum payment on your credit card, it could take you 17 years to clear the debt. To clear the balance quicker there are a few things you can do

If you have a credit card, how long do you think it will take to clear the debt? A few months, 3 years, 17 years? One in five credit card users only pays the … [Read more...]

A spiralling household budget

by Ricky Willis · updated 2 October 2019

household budget

Prices are going up. We've all heard about it. We have been hit with price rises over the last few months. In April, our council tax bill increased 2.1% on … [Read more...]

Taking Control of Debt: The Second Step

by Ricky Willis · updated 2 October 2019

debt

I've started to tell you how I am slowly but surely getting myself out of debt. Taking control of debt. I'm not saying it's easy and I'm not saying that I'm … [Read more...]

Payday Loans – Merry Christmas and a Miserable New Year

by Ricky Willis · updated 21 November 2021

This article was first published in December 2013. Thankfully things have improved for us and we no longer rob Peter to pay Paul. Unfortunately, though, there … [Read more...]

We Made It to Payday But What Now?

by Ricky Willis · updated 5 June 2020

Last week I wrote a blog detailing our struggle trying to survive on £6.20. With hardly any food in the cupboards and a handful of nappies for our one year old … [Read more...]

The Working Poor

by Ricky Willis · updated 1 December 2020

close up of man with hands inside an empty wallet

I used to get up and go to work. I couldn't afford breakfast; could hardly afford my train. I had holes in my shoes and I was skint. I was the working poor. … [Read more...]

Surviving On The Breadline

by Ricky Willis · updated 30 November 2020

Surviving on the breadline

This was first published on 25 September 2013. It’s the 17 September, still a week away from pay day and all you have left is £6.20 to your name. In the … [Read more...]

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Ricky and Naomi Willis

Ricky and Naomi Willis, founders and editors of the Skint Dad website.

We know every penny counts, so we’re sharing resources, tips, tricks, and deals that will keep more money in your pocket.

Read more about us.

Make Every Penny Count by Ricky and Naomi Willis
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  • Home
  • Save money
    • How to save money on groceries
    • Save money on energy bills
    • Save money on water bills
    • Frugal living tips
    • 1p Saving Challenge
    • Sun holiday codes
  • Make money
    • Make money online
    • Best paid surveys
    • Best side hustle ideas
    • Free money
    • Genuine work from home jobs
    • Bank switch offers
  • Manage money
    • Best budgeting apps
    • Average household bills
    • Credit score apps
  • Our Book
  • News
  • Deals
    • Farmfoods offers
    • Blue Light Card discounts list
    • When is the Next sale
    • 25% off wine
  • About us
  • Community
  • Subscribe