The food bill in our household is the biggest spend after rent. To ensure we keep within our budget we have a tried and tested plan for our supermarket shop.
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I’m heading out to a supermarket tomorrow to do a good week’s worth of food shopping so I thought I’d share with you the process we go through to keep us within budget.
Sometimes I do my shop online, other times we head to the store.
Recently, Skint Mum shops on the way home from work and gets enough for about four days (or as much as she can carry!), which isn’t working out any more expensive than doing a two-week shop like we used to.
It doesn’t matter how or when we do any shopping before we head out for our groceries, we always go through the same process.
Check cupboards
First of all, we make a note of what’s in the cupboards, fridge and freezer.
Quite a number of times we realise that we have something hidden in the freezer and enough bits and pieces that we can throw together for a few meals, meaning we can put off having to spend money in the supermarket for a few days.
Meal plan
Breakfast, lunches, dinners and any snacks in between – that’s potentially up to 16 different things to eat each day for a family of four so we really need to plan in advance.
We usually have the same thing for breakfast every day which is either toast with some fruit or porridge, apart from the weekends when we have more time so may have eggs or bacon for a treat.
For lunches, we try and make use of any leftovers from the previous night’s dinner if we can. This saves us not having to buy too many extra bits and it’s surprising how much the girls like cold pasta or a bowl of warmed up Bolognese.
When deciding on our meal plan for the week, we try to choose meals that use the same ingredients so I don’t need to buy lots of different things. For instance, I will buy carrots which we’ll use in a stir fry and we’ll also use them as a side vegetable or in a Cottage Pie.
Write a list
We know what we’ve got in the cupboard and we know what we want to eat so now we make up a list of everything we need to buy.
When writing the list we group similar products together. All the frozen together, same with the fresh food, and the vegetables.
This saves time in the supermarket and also stops up wandering around aimlessly and being tempted to pick up items for the sake of it.
Obviously, when shopping online it’s not necessary to have such an organised list but useful if you’re sticking to a budget. Also once you’ve shopped once online you can save your list for future orders.
Having a list will also mean I know that everything on it can be bought. If it’s not on the list then it won’t go in the basket or trolley.
Online or in-store
Depending on my mood, what else is going on in my week, and whether any of the supermarkets have sent an email with a voucher code, will depend whether we do a food shop online or in-store.
Each has their plus points. Online shopping can be done in your PJs, at any time of day, and it’s really quick. You don’t need to get the kids ready to go out and don’t have trolley wars with other shoppers.
However, you miss out on getting any bargains in the reduced section, you can’t pick your own sizes/shapes of meat or vegetables and you don’t have any control with the best before dates that get picked for you.
Coupons and vouchers
We always have an array of vouchers and supermarket coupons that are sent to us in the post or we cut out of magazines and newspapers.
If there are some for a particular store, it may sway our decision about where we plan to go as we can get a cheaper shop.
In some circumstances, it can mean us picking up branded groceries at the same price or cheaper than some of the store’s own label food so it’s always worth checking.
After the shop – cashback apps
Although this is all about the planning, as part of the planning, I also have a check on cashback apps like CheckoutSmart to see if I can get cashback on anything we’re planning to buy.
These apps have cashback on branded groceries but, as I said previously, it could mean getting these goods for cheaper than a supermarket’s own equivalent.
Once the shop is done we then upload any receipts to the apps and get some money back on any eligible items.
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After the shop – Shop and Scan
Quite recently, Skint Mum signed up to Shop and Scan which is a research panel that monitors household spending.
It’s not something that everyone can do though. She requested to join the panel months ago and it was only recently that she was accepted.
Now, after we go shopping she scans the groceries using a handheld barcode scanner and uploads the information to the Shop and Scan website.
Each week, points are awarded for scanning the shopping. When we collect a certain amount of points we can exchange them for vouchers at places such as Argos, Next or Waterstone’s.
We’ve only been doing it since the beginning of the month so we can’t comment on it too much yet but we’ll be sure to add a post about how we get on with it soon.
How do you plan for your shopping? Do you have any tips which makes the whole ordeal easier?
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Grocery Shopping Online At Tesco
Shopping Smarter with Price Per Unit
A Guide On How To Collect Nectar Points
Top Tips for Shopping at a Pound Shop
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Lizzie says
I’ve used shop and scan for over a year and it’s fab!!! You get double points on barcodes over xmas too. 1100 points a week for barcodes and 500 for a picture of the receipts (£1.60 equivalent in total). We them exchange for Amazon vouchers normally. Plus they send you extra questionnaires sometimes for things you’ve bought. Last week I got 800 extra point for a few questions on why I had purchased Milky Way stars the week before. It doesn’t take long, all adds up and every little helps :)
Ricky Willis says
Wow, the points can really add up! When Skint Mum signed up they gave her 10,000 points for her first shop which is the same as £10 of Amazon vouchers but we are saving them (probably for a birthday or Christmas presents) and hope to get a few more before the end of the year too. We’ll keep scanning and see how it goes but she’s had no questionnaires yet
Gary_Weiner says
Sounds similar to our planning process. But before doing any meal planning, I check the store’s weekly sales items. If a certain cut of meat or ingredient is on deep discount, I might plan to use that in one or two of the meals that week along with the things in my pantry. Or I might stock up on it and freeze the extra portions.
Ricky Willis says
Great idea – I love stocking up but my freezer is getting on the full side. Pre-planning really does make a huge difference! Thanks for your suggestions
Simon Anderson says
The Shop and Scan is excellent. We brought a new TV recently with the points saved up over a year. Thanks for the other tips as well.
Claire says
I find that toiltries can be expensive to buy especially as i have sensertive skin. Last year i found boots review pannel. You fill in the form and they contact you to say if you have been accepted. They then send you free items to review and then keep. I have had alsorts this year. Sun cream
Hair straightners hair spray etc
rosierowe says
I don’t plan as well as you guys, but have always cooked from scratch and have to be careful with ingredients because DH has IBS and numerous other health issues!! I’ve been a member of Shop n Scan for about 10 years now. I tend to save my points and use them on Amazon to help with Christmas pressies, but they’re very handy for “emergency purchases” too. I love that the e-vouchers are instant. Look out for online surveys too – extra points – and there’s the weekly draw too, although I’ve never won anything with them yet!!
We don’t have food waste here as I use up floppy veggies when I cook for the dogs (pressure cooker!!) and I find the apps annoying as they usually feature things I don’t buy, however, I have used them in the past. The only thing I would add to your tips is to shop/cook seasonally – keeps the cost of fresh produce down. I may start planning meals again properly now I’ve seen your sheet and make saving up for a short break as my goal. Oh, and those cheesy puffs are on my “to make” list now, although my waistline will probably grumble!
Ricky Willis says
The cheese puffs are too easy to make, which does cause issues in terms of how many we get through ;-)
Everyone has to shop as plan as it suits them. We do try to shop seasonally and find buying fruit frozen saves on costs too.
Thara says
I like to take a look at the range of cheap items that are sold at a farm shop. I now only buy my cheese, fruit and vegetables from a farm market in town once a week instead. You can also experiment with the food which is made and served in restaurants, pubs, tea shops, and so on. Often times you can even find some different cheap magazines on cooking in a supermarket.